Learn how to negotiate your debt settlement with these expert tips and strategies. Reduce your debt and take control of your ...

Debt validation letters are formal written requests sent to a debt collector to verify the debt they claim you owe. Here’s how to get one and use it.

If a debt collector refuses your settlement offer, you may still be able to find a path forward. All the rejection means is that the debt collector isn't ready to accept that offer right now.

Also, write template letters to use to send to creditors to start and carry out the debt settlement process.

What debt relief options can be used to stop debt collectors? While the cease and desist letter can provide immediate relief from harassment, you'll need a solid plan to address the underlying debt.

Three athletes are calling for major changes beyond those in the pending $2.8 billion NCAA antitrust settlement, including enabling college athletes to bargain collectively.

By sending your debt validation letter within 30 days, you’re asking for this additional documentation, and the agency must stop collection activity while it works to validate your debt.