Shopify’s checkout tool, Shop Pay, is often categorized as a buy now, pay later tool. But what is it, really, and is it worth using?

Using an external drive requires more effort than backing up everything to the cloud. You need to wait for your files to transfer from your device to the drive, and then sort everything into folders.

We want to know your thoughts on the government shutdown. How are you and your family affected? Share your story — Send us a message or a voice note through the WTOP News app on Apple or Android.