Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

KeyBank offers three types of CDs: short-term CDs, tiered long-term CDs and high-yield jumbo CDs. Short-term and tiered long-term CDs require a minimum opening deposit of $2,500, and the KeyBank ...

If you buy CDs before interest rates fall, you can lock in those higher rates for months or even years. When you have excess cash in a checking or savings account According to the Federal Reserve ...

a brokered CD is a type of CD that you purchase from an investment firm rather than a bank. Because investment firms buy CDs from banks to offer to their customers, you can often choose from a ...

Most people buy CDs at financial institutions, but you can also purchase brokered CDs from third parties. Brokered CDs can have several advantages over traditional CDs but also more risks.

All ratings are determined solely by our editorial team. When you put your dough into a one-year Bread Savings CD, you’ll earn a very competitive 4.30% APY, which is compounded daily so your ...

For most of us, that's not a problem. But you may be parking a large sum of cash in a CD with the intent to buy a house in a year or two, so be mindful of that limit. And remember, if you ...

Three-month CD rates aren't too common, but of those available, online banks tend to have the best. These CDs can be helpful in some savings strategies, such as CD ladders. Why trust NerdWallet ...

Six-month CD rates can play a role in boosting your short-term savings, especially in some saving strategies such as CD ladders. Here's a list of our picks. Why trust NerdWallet Strict editorial ...

Certificate of deposit accounts (CD accounts) operate similarly to high-yield savings accounts in some ways, but the two have some very important differences. What is a high-yield savings account ...

Lauren Ward is a personal finance writer who has covered banking, real estate and financial services for over a decade. Her work has appeared in USA Today Blueprint, Fox Business and more.