Some homeowners are averse to buying points. Others believe points make smart financial sense. So, who’s right? Find our take ...

Craig Berry has spent more than 25 years helping families buy and refinance real estate. In addition to originating mortgage loans, Craig has been providing industry-leading content for more than a ...

Many homebuyers assume that choosing a fixed-rate mortgage will guarantee a stable monthly payment for the life of their loan ...

I'm a Realtor with a decade of experience. I talk to buyers daily who are getting fed bad information. Let's debunk some ...

With housing affordability more challenging than ever, first-time homebuyers are turning to house hacking to realize their ...

Johnstown, Pa. is the most affordable city for first-time homebuyers. A house payment requires just 19% of the area's median income. The “28/36 Rule” says a homebuyer should spend no more than 28% of ...