Elan Financial, a division of U.S. Bank, issues a variety of credit cards, both on its own and in partnership with other financial institutions.

Costco loyalists can rack up some nice rewards with this card, but you'll only be able to redeem them once a year — and you'll have to go to a physical Costco store to do it.

But bad credit doesn't have to be a "forever" problem. Obtaining one of the best credit cards for bad credit can help you improve your credit score when you use the card responsibly, such as making on ...