Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Fed policy decisions directly impact your wallet, including the interest rates on your credit cards. We’ll tell you how.

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.88%, according to the Mortgage Research Center. On a ...

As interest rates rise, your best bet is to pay down high ... During the introductory 0% APR period, you can pay down your debt without paying costly interest charges.

Card issuers refer to your credit card's interest as your annual percentage rate (APR). An APR is the interest you're charged for borrowing money against your credit limit. In most cases ...

For cardholders, that’s when the cost of borrowing begins to skyrocket and when the card’s interest rate can have a major impact. An APR is a common way to express the interest rate incurred ...

Understanding how credit card annual percentage rates (APR) work can help you minimize your interest costs and even potentially eliminate them altogether. Here’s a look at historic and current ...

Our overall average calculation includes airline, hotel, flexible rewards, cash back, 0% APR, balance transfer, student and business credit cards. Average credit card interest rates are calculated ...

A card with a low introductory APR period might save you the most ... If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long ...