Some of the measures are effective immediately, while others don’t kick in for several years – notably, after the 2026 midterm elections.

Baron noted that "generally, people who are most able to benefit from HSAs are the people that have the financial means to be able to set aside several thousand dollars at the beginning of the year to help pay for their services. So, it tends to benefit the more well-off folks."

A small provision added to President Donald Trump’s “One Big Beautiful Bill Act” — that came to light days before the president signed the bill into law July 4 — could have a major impact on sports betting.