Many consumers notoriously spend beyond their means this time of year. A CNET Money survey found that nearly two-thirds (72%) of shoppers plan on making financial sacrifices or tradeoffs this year to afford holiday expenses, and 24% plan on using credit cards or buy now, pay later plans to cover holiday costs.

WE'VE BEEN KEEPING you posted on the best sales all year long, from Prime Day price drops to surprise deals from our favorite retailers—and now, arguably the biggest savings event of all is finally here: November means Black Friday sales are officially upon us,

Amazon, Walmart, Target, Staples, Best Buy and other major retailers begin discounting well before the day after Thanksgiving.