What is a credit report? It’s a detailed summary of your credit history, debts and payment habits. Find out how it impacts ...

Once you get your credit report, read it over for errors. You should pay special attention to your demographic details to ensure they are correct. Mistaken identity can be a probl ...

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Lenders use credit reports to assess risk. Monitoring your credit helps you spot errors and build a strong history, which can lead to better mortgage rates.

Your credit score and credit report can help you make sense of your overall credit history and get a better understanding of your creditworthiness. Both can illustrate what kind of borrower you ...