Applying for a personal loan can affect your credit score – in a bad way at first, but ultimately for the better, assuming you handle the loan responsibly. When you first apply for a loan, your credit ...

When it comes to finances, everybody needs to reach a goal, cover an emergency, or get unstuck from a rut sometimes. Loan options are admittedly fewer for borrowers who have bad credit. Although it ...

Most personal loan terms have a one-year minimum, but that may still be too long for your liking. If you need a loan you can pay back quickly, such as for an unexpected expense, there are short-term ...

We researched and evaluated APRs, fees, loan amounts, terms, and more from leading personal loan lenders to help you find the best personal loan for your needs.

How to choose a personal loan for bad credit Get quotes from at least three lenders: Everything -- from interest rate to funding time -- varies by lender, so it pays to shop around. Look for lenders ...

Federal Reserve data confirms 48% of American loan applicants face rejection in 2025, forcing millions toward predatory payday lenders charging 400-600% APRs. RadCred, America's first AI-powered loan ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Amber Barkley is a writer and editor with over 10 years of experience in topics ranging from personal finance to marketing analytics to fiction. She found her niche in personal finance in 2022, when ...

Credit union personal loans have rates and terms that make them ideal for fair- and bad-credit members. Many, or all, of the products featured on this page are from our advertising partners who ...

Bob Haegele is a staff loan writer at Buy Side covering auto loans, business loans, personal loans, and other related topics. Edited By Written by Staff Senior Editor, Buy Side Miranda Marquit is a ...