For more than 30 years, the so-called 4 percent rule — a tidy formula to help retirees figure out how much they can withdraw from their portfolios each year without running out of money — has loomed ...

You may have heard of the “4 percent rule” when it comes to retirement. The idea is simple: After you retire, you withdraw 4 percent of your investment portfolio each year. In theory, this helps ...

The 4% rule is designed to make your retirement savings last for 30 years. So if you end your career in your 60s, there's a ...

The 4% Rule has three flaws, said a statistician who has produced research on a way retirees can increase their spending.

The 4% rule is designed to help your savings last for 30 years. It doesn't necessarily apply to anyone. A different withdrawal rate may better serve your needs. It's a strategy that's not guaranteed ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...

How much of your hard-earned portfolio can you sell each year to finance your retirement — without ever running out of cash? 4%? 5%? Something else? Like they say about cars, your mileage may vary.

In the early 1990s, in response to client questions, William “Bill” Bengen initiated research on the sustainability of withdrawals from stock and bond portfolios. He first published his research in ...

When it comes to retirement planning, clients often have one burning question: how much money do you need to retire? A quick internet search reveals varying figures, which isn’t surprising as there ...

The 4% rule is designed to help your savings last for 30 years. It doesn't necessarily apply to anyone. A different withdrawal rate may better serve your needs. There's a reason so many people end up ...